Excess mortality during the COVID-19 pandemic is higher among individuals with an unhealthy lifestyle. Half of the Dutch population is overweight, and within this group between 70 and 98 percent of excess mortality occurs.
The automatic transfer of inactive small pensions (less than approx. 500 euros per year) to the current active pension provider failed in 50 percent of the cases. This happened mostly because the individual was not employed in the Netherlands. Transferring entitlement to the largest ‘inactive entitlement' is the best policy option for 60 percent of people with non-transferable small pensions.
Proximity is the most important determinant of hospital choice for patients. Quality matters too, but patients travel at most a few minutes extra for a better hospital. Health insures cannot expect a large impact from value based contracting on the number of patients.
Gifts under the gift tax exemption for owner-occupied housing in 2017 and 2018 reduced total Dutch mortgage debt by at most 0.3 percent. Underwater mortgages hardly played a role in these years. Furthermore, the gift tax exemption reaches households with a relatively favourable financial position.