Foreign seasonal workers and risk adjustment for health insurers

The compensation that health insurers receive for foreign seasonal workers is too high, whereas the compensation for others who live abroad is too low. The difference is about five hundred euros per year. Risk adjustment between insurers may improve substantially by taking foreign seasonal worker status into account. In 2022, the risk adjustment model will be adjusted in this respect.

In addition to the report, this background note is also available with some additional results.